Alabama Debt Collection Laws and Statutes

AccountsReceivable.com handles debt collections throughout the entire state of Alabama.

Below you will find important information on Alabama state debt recovery laws including: Alabama Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: ALABAMA

Interest Rate

  • Legal: 6%
  • Judgment: 12% (Unless otherwise contracted)

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 3
  • Written Contract: 6
  • Domestic Judgment: 20
  • Foreign Judgment: 20

BAD CHECK LAWS (CIVIL PENALTY)

Greater of $10 or Actual Bank Charges

GENERAL GARNISHMENT EXEMPTIONS

75% of wages are exempt from garnishment.

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