Idaho Debt Collection Laws and Statutes

AccountsReceivable.com handles debt collections throughout the entire state of Idaho.

Below you will find important information on Idaho state debt recovery laws including: Idaho Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: IDAHO

Interest Rate

  • Legal: 12%
  • Judgment: 10.125% as of July 1, 2006 (changes every July)

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 4
  • Written Contract: 5
  • Oral Contract: 4
  • Domestic Judgment: 5 renewable
  • Foreign Judgment: 6 renewable

BAD CHECK LAWS (CIVIL PENALTY)

Triple amount of check (minimum $100) up to $500 over the check amount.

GENERAL GARNISHMENT EXEMPTIONS

See federal law.

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