North Dakota Debt Collection Laws and Statutes

AccountsReceivable.com handles debt collections throughout the entire state of North Dakota.

Below you will find important information on North Dakota state debt recovery laws including: North Dakota Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: NORTH DAKOTA

Interest Rate

  • Legal: 6%
  • Judgment: 11.5%

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 6
  • Written Contract: 6
  • Sale of Goods: 4
  • Domestic Judgment: 10 renewable
  • Foreign Judgment: 10 renewable

BAD CHECK LAWS (CIVIL PENALTY)

Amount due, collection fees of $25, and civil penalty by civil action for lesser of $200 or 3x check. Effective 08/01/01.

GENERAL GARNISHMENT EXEMPTIONS

Greater of 75% or amount each week = to 40 x fed. min. hourly wage plus $20.00 each household dependent.

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