Pennsylvania Debt Collection Laws and Statutes

AccountsReceivable.com handles debt collections throughout the entire state of Pennsylvania.

Below you will find important information on Pennsylvania state debt recovery laws including: Pennsylvania Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: PENNSYLVANIA

Interest Rate

  • Legal: 6%
  • Judgment: 6%

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 4
  • Written Contract: 4
  • Domestic Judgment: 5 (writ of revival within 5 years)
  • Lien against real estate: 5 years
  • Personal property Ex: 20 years
  • Foreign Judgment: 4

BAD CHECK LAWS (CIVIL PENALTY)

N/A

GENERAL GARNISHMENT EXEMPTIONS

100% of wages, certain pensions, retirement accounts & Keogh plan under certain circumstances, and $300.

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