They owe you money. We collect it.
Businesses or individuals, one account or a thousand. We recover what you are owed anywhere in the country, and if we recover nothing, you pay nothing.
Our guarantee
No recovery
No fee
If we don't collect, you pay nothing. No setup fees, no hourly rates, no retainers. Our fee comes out of what we recover, and you watch every account 24/7 online.
How it works
Send us the accounts
Place your claims online in minutes or call us and we pull them with you. We start work immediately.
We do the collecting
Calls, letters, skip tracing, negotiation, and local attorney intervention when needed. You get 24/7 online visibility on every account.
You get a check
Recovered funds are remitted to you on a set schedule. Our fee comes out of what we collect, never out of your pocket.
What we collect
Commercial and consumer paper, nationwide. Pick your situation:
What clients say
"I run a small plumbing company and I was more than pleased with the service I received. Professional, helpful, and respectful. I would never use anyone else."
Sarah C., BBB review
"As they worked for us we were kept informed of the progress and received our money promptly. We would use them again."
Elizabeth A., BBB review
"I sent them 23 accounts. Within 30 days all of these accounts were collected. These people really know what they are doing."
Tonya M., BBB review
Thank You Account Receivable! Freddie's work is truly phenomenal. He has consistently been attentive, professional, and extremely helpful every step of the way. Anytime I had a question or concern, he was always available to guide me and provide clear answers. His level of dedication and customer service really stands out. I highly recommend working with him.
Lola Cuberli
Accounts Receivable is a great company to work with. They were able to resolve my issue with a customer quickly and therefore we finally got our owed money. I recommend them always
Ronald E Rowe
This was a great company to work with! Very Professional and communicative. Theo was a huge help and We will be using them again in the future if needed!
White Pine Landscapes
How we work
Three phases. You place the claim, we run the escalation.
Phase 1
- Daily phone contact
- Demand letters
- Skip tracing
- Settlement negotiation
- Dispute resolution
Your claim goes live the day you place it. Expect daily contact attempts through the first weeks, letters on a schedule, and skip tracing if the debtor has moved or gone quiet. Most accounts resolve right here. If yours does not, it moves to Phase 2 without you lifting a finger.
Phase 2
- Attorney in the debtor's jurisdiction
- Attorney demand letters
- Legal case evaluation
- Continued direct contact
The file goes to an attorney from our network of 500+ collection and litigation attorneys, in the debtor's own backyard. A demand on law firm letterhead changes the conversation. If the account still will not resolve, you get a decision to make, with our recommendation.
Phase 3
Our recommendation will be one of two things:
- Close the case
- Litigate
If the facts and the debtor's assets say recovery is unlikely, we recommend closing the case and you owe nothing. If the case is worth suing on, the choice is yours. Decline and we close the file, you owe nothing. Litigate and our attorneys take it through judgment and enforcement: garnishment, levy, asset recovery.