They owe you money. We collect it.
Businesses or individuals, one account or a thousand. We recover what you are owed anywhere in the country, and if we recover nothing, you pay nothing.
Our guarantee
No recovery
No fee
If we don't collect, you pay nothing. No setup fees, no hourly rates, no retainers. Our fee comes out of what we recover, and you watch every account 24/7 online.
How it works
Send us the accounts
Place your claims online in minutes, or call our office and we'll walk you through the process. Your accounts are assigned promptly, and collection efforts begin immediately.
We do the collecting
Calls, letters, skip tracing, negotiation, and local attorney intervention when needed. You get 24/7 online visibility on every account.
You get a check
Recovered funds are remitted promptly and with ease. Our fee comes out of what we collect, never out of your pocket.
What we collect
Commercial and consumer paper, nationwide. Pick your situation:
What clients say
"I run a small plumbing company and I was more than pleased with the service I received. Professional, helpful, and respectful. I would never use anyone else."
Sarah C., BBB review
"As they worked for us we were kept informed of the progress and received our money promptly. We would use them again."
Elizabeth A., BBB review
"I sent them 23 accounts. Within 30 days all of these accounts were collected. These people really know what they are doing."
Tonya M., BBB review
Thank You Account Receivable! Freddie's work is truly phenomenal. He has consistently been attentive, professional, and extremely helpful every step of the way. Anytime I had a question or concern, he was always available to guide me and provide clear answers. His level of dedication and customer service really stands out. I highly recommend working with him.
Lola Cuberli
Accounts Receivable is a great company to work with. They were able to resolve my issue with a customer quickly and therefore we finally got our owed money. I recommend them always
Ronald E Rowe
This was a great company to work with! Very Professional and communicative. Theo was a huge help and We will be using them again in the future if needed!
White Pine Landscapes
How we work
Three phases. You place the claim, we run the escalation.
Phase 1
- Daily phone contact
- Demand letters
- Skip tracing
- Settlement negotiation
- Dispute resolution
We make consistent contact attempts, issue written notices, and conduct skip tracing when necessary. Many accounts are resolved during this initial phase. If additional action is required, the account moves seamlessly into Phase 2 without any additional steps from you.
Phase 2
- Attorney in the debtor's jurisdiction
- Attorney demand letters
- Legal case evaluation
- Continued direct contact
The file is referred to an attorney from our nationwide network of more than 500 collection and litigation attorneys, typically located in or near the debtor's area. A formal demand from a law firm can change the direction of the account. If the matter remains unresolved, we review the available options with you and provide our recommendation on the next step.
Phase 3
At this stage, we make a clear recommendation:
- Close the case
- Proceed with litigation
If the facts, available assets, or overall recovery potential do not support further action, we recommend closing the case at no cost to you.
If litigation is warranted, the decision is yours. You may decline, or authorize litigation and allow our attorneys to pursue judgment and available enforcement remedies, including garnishment, levy, and asset recovery.