Arizona Debt Collection Laws and Statutes

Arizona Debt Collection Laws and Statutes

AccountsReceivable.com handles debt collections throughout the entire state of Arizona.

Below you will find important information on Arizona state debt recovery laws including: Arizona Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: ARIZONA

Interest Rate

  • Legal: 10%
  • Judgment: 10% or contractual

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 3
  • Domestic Written Contract: 6
  • Foreign Written Contract: 4
  • Domestic Judgment: 5 (additional 5 upon request indefinitely)
  • Foreign Judgment: 4

BAD CHECK LAWS (CIVIL PENALTY)

Twice the amount of check, costs of suit, reasonable attorney fees.

GENERAL GARNISHMENT EXEMPTIONS

See federal law.