Georgia Debt Collection Laws and Statutes
AccountsReceivable.com handles debt collections throughout the entire state of Georgia.
Below you will find important information on Georgia state debt recovery laws including: Georgia Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.
- Legal: 7%
- Judgment: Prime + 3%
- Commercial Accounts: 18%
STATUTE OF LIMITATIONS (IN YEARS)
- Open Account: 4
- Written Contract: 6
- Domestic Judgment: 7
- Foreign Judgment: 5
BAD CHECK LAWS (CIVIL PENALTY)
After 10 day written demand double damages up to $500 and service charge of $25 or 5%, whichever is greater.
GENERAL GARNISHMENT EXEMPTIONS
See federal law. City, County & State employees may be garnished.
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