Ohio Debt Collection Laws and Statutes

Ohio Debt Collection Laws and Statutes

AccountsReceivable.com handles debt collections throughout the entire state of Ohio.

Below you will find important information on Ohio state debt recovery laws including: Ohio Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: OHIO

Interest Rate

  • Legal: 10%
  • Judgment: 10%

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 6
  • Written Contract: 15
  • Sales Contract: (UCC2-725)
  • Domestic Judgment: 21 renew every 5
  • Foreign Judgment: 21 renew every 5

BAD CHECK LAWS (CIVIL PENALTY)

The greater of $200 or three times the amount of check and attorney fees (no maximum).

GENERAL GARNISHMENT EXEMPTIONS

See federal law. Effective 03/30/99 Ohio allows continuing garnishments.

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