Pennsylvania Debt Collection Laws and Statutes

Pennsylvania Debt Collection Laws and Statutes

AccountsReceivable.com handles debt collections throughout the entire state of Pennsylvania.

Below you will find important information on Pennsylvania state debt recovery laws including: Pennsylvania Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: PENNSYLVANIA

Interest Rate

  • Legal: 6%
  • Judgment: 6%

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 4
  • Written Contract: 4
  • Domestic Judgment: 5 (writ of revival within 5 years)
  • Lien against real estate: 5 years
  • Personal property Ex: 20 years
  • Foreign Judgment: 4

BAD CHECK LAWS (CIVIL PENALTY)

N/A

GENERAL GARNISHMENT EXEMPTIONS

100% of wages, certain pensions, retirement accounts & Keogh plan under certain circumstances, and $300.

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