Washington Debt Collection Laws and Statutes
AccountsReceivable.com handles debt collections throughout the entire state of Washington.
Below you will find important information on Washington state debt recovery laws including: Washington Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.
STATE: WASHINGTON
Interest Rate
- Legal: 12%
- Judgment: 12%
STATUTE OF LIMITATIONS (IN YEARS)
- Open Account: 6
- Written Contract: 6
- Domestic Judgment: 10, renewable
- Foreign Judgment: 10, renewable
BAD CHECK LAWS (CIVIL PENALTY)
Interest at rate specified in instrument or, if no specified rate, 12% interest plus collection costs up to $40. If taken to court, reasonable attorney fees, 3x value, or up to $300. Have 6 years to enforce a bad check.
GENERAL GARNISHMENT EXEMPTIONS
Greater of 75% or $154.50 week (30 x federal min. hourly wage).
