Washington Debt Collection Laws and Statutes

Washington Debt Collection Laws and Statutes

AccountsReceivable.com handles debt collections throughout the entire state of Washington.

Below you will find important information on Washington state debt recovery laws including: Washington Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: WASHINGTON

Interest Rate

  • Legal: 12%
  • Judgment: 12%

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 6
  • Written Contract: 6
  • Domestic Judgment: 10, renewable
  • Foreign Judgment: 10, renewable

BAD CHECK LAWS (CIVIL PENALTY)

Interest at rate specified in instrument or, if no specified rate, 12% interest plus collection costs up to $40. If taken to court, reasonable attorney fees, 3x value, or up to $300. Have 6 years to enforce a bad check.

GENERAL GARNISHMENT EXEMPTIONS

Greater of 75% or $154.50 week (30 x federal min. hourly wage).

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