California Debt Collection Laws and Statutes

California Debt Collection Laws and Statutes

AccountsReceivable.com handles debt collections throughout the entire state of California.

Below you will find important information on California state debt recovery laws including: California Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: CALIFORNIA

Interest Rate

  • Legal: 10%
  • Judgment: 10% (Unless otherwise contracted)

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 2 (no writing)
  • Open Account: 4 (reduced to writing)
  • Written Contract: 4
  • Domestic Judgment: 10 (renewable at 10)
  • Foreign Judgment: 10 (commencing with judgment debtor’s commencement of CA residence.)

BAD CHECK LAWS (CIVIL PENALTY)

Amount due, treble damages – minimum $100 maximum $1500 per check.

GENERAL GARNISHMENT EXEMPTIONS

See federal law. Exemptions for necessities of life.

*California is a community property state

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